Access path to asset txt file

InputStream is = getResources().getAssets().open("terms.txt");
  String textfile = convertStreamToString(is);

public static String convertStreamToString(InputStream is)
          throws IOException {
          Writer writer = new StringWriter();

          char[] buffer = new char[2048];
          try {
              Reader reader = new BufferedReader(new InputStreamReader(is,
                      "UTF-8"));
              int n;
              while ((n = reader.read(buffer)) != -1) {
                  writer.write(buffer, 0, n);
              }
          } finally {
              is.close();
          }
          String text = writer.toString();
          return text;
  }